A Strong Partner for Your Construction Clients
We work closely with independent agents across the state to deliver dependable workers’ compensation solutions built specifically for South Carolina’s construction industry.
Our team understands the complexities of construction operations and works alongside you to provide responsive service, knowledgeable underwriting and hands-on claims and safety support. Together, we help construction businesses stay protected while building long-term success for both our members and our agent partners.
Agent Benefits
Higher Retention
SCHBSIF maintains a strong member renewal rate, helping agents build long-term relationships with their construction clients while earning consistent commissions year after year.
Lower Costs
Flexible premium options help construction businesses align workers’ compensation costs with their business cycles and avoid unnecessary financial strain.
Less Risk
Our proactive safety services provide education, training and job-site guidance that help reduce workplace injuries and protect both your clients and their bottom line.
Personalized Service
Each member works directly with a dedicated customer service representative and experienced support team, ensuring responsive service and personalized attention whenever it’s needed.
Separate Coverage
Unlike many carriers that require bundling policies, SCHBSIF allows agents to place workers’ compensation separately, giving you the flexibility to match each client with the best coverage across carriers.
Online Member/Agent Portal
Our online portal provides agents and members with convenient access to policy information, reporting tools, payments and documentation, making it easier to manage accounts efficiently.
Division of Payroll
SCHBSIF allows properly documented payroll to be split between class codes based on the work performed. Combined with our flexibility outside strict NCCI rules, this can help clients achieve more accurate classifications and potential premium savings.
Oversight vs. Governance
SCHBSIF operates under the oversight of the South Carolina Workers’ Compensation Commission, ensuring strong regulatory compliance while remaining focused solely on workers’ compensation coverage.
Independent
We have the flexibility to tailor coverage and services to meet the real needs of builders, contractors and trade professionals.